Frequently Asked Questions

Pearl is your AI financial assistant. It brings all your finances together in one place and gives you clear, helpful answers to any money-related questions.

Pearl is free to use. You’ll have access to all your financial insights at no cost. In the future, we’ll also introduce optional premium features for more advanced AI capabilities.

Pearl is currently in development. We’re gradually rolling out access and growing our waitlist. A limited number of people can already try Pearl today, and we’ll expand availability as we scale.

Your data is protected with bank-level AES 256-bit encryption and stored using AWS KMS. We use Flinks, a regulated open banking processor, and never store your banking credentials.

Never. We never sell, share, or monetize your personal data. Our AI processes anonymous patterns only, without accessing your personal identity.

No. Our AI analyzes anonymized financial patterns and trends. Your personal identity is encrypted separately and never used for AI training or processing.

We use Flinks, a secure open banking API, to connect your accounts. The process is simple, secure, and takes just a few minutes. We never store your banking passwords.

Pearl provides spending analysis, savings opportunities, smart budgeting, goal tracking, and predictive insights to help you make better financial decisions.

We support thousands of financial institutions across the US and Canada through our partnership with Flinks. Most major banks and credit unions are included.

Simply join our waitlist with your email or phone number. When we extend access, you'll receive priority access to create your Pearl account.

Yes! Pearl will be available on both iOS and Android devices, designed for seamless mobile financial management.

Our support team is here to help. You can reach us through the app, our website, or by contacting us directly for any questions or assistance.